Bharat Startup OS
Department of Financial Services · Part B

Stand-Up India

Bank loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs setting up their first greenfield business.

Loan / Credit Loans above ₹10 lakh and up to ₹1 crore

Overview & Objective

Bank loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs setting up their first greenfield business.

Key Benefits & Funding

  • Eligible applicants are provided composite loan (inclusive of term loan and working capital) above ₹10 lakh and up to ₹1 crore.
  • The loan is repayable in 7 years with a maximum moratorium period of 18 months.

Eligibility Criteria

  • Applicant must be from the SC/ST category or a woman, above 18 years of age. Finance is provided only for greenfield enterprises.

How to Apply

The Stand-Up India Scheme was launched on 05.04.2016 and was valid/operational till March 2025.