Financial Stress-Tester · India Compliant
Unit Economics & Runway Simulator
Calculate real net contribution margins, payment gateway friction (2% + 18% GST), break-even MRR, and 3-scenario runway projections.
📊 Operating & Revenue Inputs
Current Cash in Bank (₹)
₹25,00,000
Monthly Operating Burn (₹)
₹3,50,000
Monthly Revenue / MRR (₹)
₹1,50,000
Gross Margin (%)
75%
⚡ Real-Time Runway & Health KPIs
Runway Projection
10.4 mo
🟡 Warning (< 12 mo)
Net Monthly Burn
₹2,40,750
Actual monthly cash drain
Break-Even MRR
₹4,80,769
Target for Default Alive
Net Margin (Post-Friction)
72.6%
After PG fees & GST
🎯 3-Scenario Stress-Test
| Scenario | Net Burn | Runway |
|---|---|---|
| 🟢 Base Case | ₹2,40,750 | 10.4 mo |
| 🟡 Bear Case (-30% Rev) | ₹2,73,525 | 9.1 mo |
| 🔴 Zero Revenue (Pure Burn) | ₹3,50,000 | 7.1 mo |